Horeb Subhash

Background

About Horeb Subhash

I manage and mitigate risk for commercial and enterprise-level merchants and entities, ensuring a secure and seamless customer experience. I collaborate with high-value clients and PayPal Account Managers to respond to risk-mitigation demands and reduce fraud patterns, applying heuristic expert guidelines and data-driven algorithms. I also conduct credit assessments to evaluate the creditworthiness of new prospective clients, analyzing cash flow, financial statements, and liabilities of businesses to make informed decisions.With a decade of expertise in the Fintech & E-Commerce Risk sector, I have a proven track record in detecting, preventing, and mitigating fraudulent activities, safeguarding businesses and customers alike. I have worked as a Transaction Risk Investigator and a Mentor-Risk Investigations at Amazon, where I identified, analyzed, and reported risk trends, participated in decision-making processes, and provided guidance and support to new hires. I have also worked as a Risk Analyst at Google, where I monitored and reviewed transaction activity for potential fraud, abuse, or compliance violations. I have multiple certifications in SQL, public speaking, and strategic thinking, and I am proficient in process improvement, analytical skills, and problem-solving. I am a strategic thinker with a keen eye for patterns and trends, committed to maintaining the highest level of security and ensuring a seamless customer experience. I am also a passionate mentor and leader, who values collaboration, integrity, and professionalism.