Isabel Renault

Background

About Isabel Renault

Trilingual (Portuguese, Spanish and English) belrenault@gmail.com EU Citizen Trilingual professional fluent in Portuguese, English, and Spanish, with a BSc in Actuarial Science and an MSc in Business Management from ISEG. Possesses over 10 years of diverse experience in Credit Risk, Data Analytics, Actuarial Science, and Financial Control, having contributed to multinational corporations, including BNP Paribas, PwC, SulAmérica Seguros, and Bradesco Seguros. Currently enhancing skills through a Data Science & Business Analytics program, focusing on Data Science Fundamentals, Database Management, Big Data Technologies, Business Analytics, Data Visualization, Exploratory Data Analysis, Statistical Analysis and Modeling, Machine Learning, and Neural Networks. Proficient in VBA and SQL. Career Highlights As Credit Risk Team Lead spearheaded the use of big data SQL tools for comprehensive credit risk analysis, including RWA, EAD, provisions, and collateral calculations. Conducted rigorous tests to enhance data accuracy, leading to improved post-calculation adjustments and facilitated effective reconciliation between accounting and risk functions. As a Senior Credit Risk Analyst, orchestrated the Prudential Reporting department’s efforts in Credit Risk RWA computation and analysis, significantly contributing to the Group Basel solvency ratio calculations and regulatory reporting. Successfully led initiatives for data quality management and process optimisation, improving data collection, analysis, and reporting standards across various business lines. Directed the Control and Budget Department, producing meticulous financial reports and forecasts. Implemented innovative methodologies for data collection and calculations, significantly enhancing the accuracy and reliability of financial reports. Engaged in detailed economic feasibility analyses for new subsidiaries, employing advanced valuation models to assess new business opportunities.