Jacob Wallace

Background

About Jacob Wallace

With a strong background in financial analysis and risk assessment, I specialize in conducting thorough evaluations of private and public companies to determine their financial stability and creditworthiness. My expertise includes analyzing complex financial documents such as balance sheets and income statements, as well as interpreting credit data and IRS documents to assess risk levels accurately. I excel in preparing comprehensive reports that outline findings and provide clear recommendations for decision-making, which I confidently present to executive leadership. I am experienced in identifying areas for process improvement within underwriting procedures and have a solid understanding of high-risk verticals and industry guidelines. Additionally, I possess knowledge of payment industry regulations, merchant guidelines, and card-not-present/card-present transactions. I am adept at reviewing merchant applications, evaluating compliance and fraud risks, and effectively communicating status updates to internal and external stakeholders. My skill set extends to forecasting credit losses, collaborating with cross-functional teams to incorporate business dynamics into forecasts, and aggregating data from multiple sources to derive meaningful insights.