James Chong

Background

About James Chong

I am a commercially attuned and technically proficient Credit Risk Management and Structured Lending Specialist with 15+ years’ credit experience. My expansive credit-focused experience includes approving Private Banking transactions for Deutsche Bank, remediating the credit policy of Royal Bank of Canada, and providing 48-hour turnaround of credit requests at JPMorgan’s Center of Excellence (COE) for centralized lending. As a detail-oriented professional with strong awareness of customer requirements aligned with a bank’s risk appetite, I am adept at credit analysis, cash flow assessment, underwriting, and collateral valuation. I have experience in managing and performing credit monitoring (including documentation, trade execution, and margin calls) to support the Bank's evolving loan portfolio. As the Bank’s second line of defence, I am a trusted partner to Bankers, Lending Managers, and Legal teams to fortify its risk posture – ensuring prudent credit transaction structuring and protection of its interests, while supporting its loan portfolio growth and profitability. I have demonstrated understanding of risks in complex transactions and volatile markets – regularly influencing key stakeholders’ decisions and upskilling credit-related competencies of Bankers. Please feel free to reach out via LinkedIn, I look forward to connecting with a broader network!