James Richfield

Background

About James Richfield

Holding the institutes fellowship level of qualification and being a Chartered Financial Planner, I have been providing wealth management advice to professionals and senior executives for over 20 years with St. James's Place, concentrating on the asset management of retirement and investment portfolios and the provision of tax planning strategies. I enjoy creating trusted and long-lasting relationships with my Clients and becoming their dedicated adviser and source of advice in their entire financial decision-making processes. Doing the simple things well and the complex things even better, provides a distinct and individual client experience. My core areas of expertise are • Specialist Defined Benefit / Final Salary pensions. I can review your existing pension arrangements and hold the necessary institute accreditations and St. James’s Place authorisation allows me to offer guidance and recommendations in this complex area. • Pre retirement planning – including personal and corporate schemes • Post retirement planning – How best to use the assets you have to fund your retirement income • Onshore investment advice – How to structure a portfolio to match risk profile, objective and taxation • Offshore investment advice – tax advantages The value of an investment with St. James's Place will be directly linked to the performance of funds you select and the value can therefore go down as well as up. You may get back less than you invested. The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. SJP Approved 03/02/2023