Jay Elengical

Background

About Jay Elengical

Seasoned finance professional with expertise in Commercial Loans, Structured Products, Consumer Products, and Derivatives Diverse banking and financial services background, spanning risk assessments across industry, product, and region to make total and risk weighted exposure assessments Extensive experience in PD, LGD, and EAD Risk Model Development, and the associated validation (CCAR, CECL, internal and external audit) Strong communication skills that allowed for presentations to clients, legal departments, regulators, and business stakeholders Experience in setting portfolio exposure limits based on product fundamentals, industry trends, and overall macro-economic environment Technical proficiency in SAS, SQL, MS Excel including VBA, Word, PowerPoint and Access and familiarity with R and Python Strong client service skills, both internal and external, with focus on working to addressing customer needs and building trusted relationships Able to manage teams, mentoring junior colleagues while being an individual contributor