Jerrita Wilder

Background

About Jerrita Wilder

Strategic-minded AML Fraud Analyst, Risk Management, Credit Underwriting Compliance professional with 10+ years of broad-based experience. Results oriented with the ability to manage tight deadlines. Accustomed to high volumes of work. Ability to recognize fraud trends. Strong verbal and written communication skills. Ability to prioritize and achieve production goals in a multitasked environment. Outstanding analytical and decision-making skills. Ability to analyze and interpret financial statements, including balance sheets, income statements, credit reports, tax returns and related credit risk documents. Ability to work with little to no supervision. Highly motivated professional with proven success in Risk Mitigation, SAR filing, Credit Underwriting, Merchant Services and Team Development. Anticipates, recognizes, and implements solutions that create a positive customer experience and support business goals. TOP SKILLS AND CAREER HIGHLIGHTS: AML Investigations: Follow standard AML procedures and processes. Utilize knowledge of AML laws, including BSA, Patriot Act and US Treasury guidelines. Identify and investigate suspicious and fraudulent activity by performing manual audits of accounts, monitoring ongoing activity, and researching suspicious transactions. Identify specific fraud types such as First Party Fraud, Account Takeover Fraud, Identity Theft, Employment Scams, Romance Scams and much more. Prepare written Suspicious Activity Reports (SAR) to be filed with FinCEN within the required time frame. Perform KYC reviews. Data-Driven Decisions: Proven track record of using critical data analysis to drive sound, analytical decisions. Underwriting and Risk Analysis: Conducted investigations to complete and review applications to minimize organizational risk while maximizing profitability, facilitating customer growth, and increasing client retention.