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Jinal Desai

Senior Credit Risk Analyst at Cibc

Based in Canada

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Seniority

Staff

Department

Finance & Accounting

Location

Canada

Industry

Banking

Company size

47K

Contact information

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Email

1 credit

j•••••••@••••••.com

Phone

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Background

About Jinal Desai

Results-driven credit and risk professional with 3+ years of experience structuring, assessing, and managing complex corporate lending transactions for large-cap clients. I have a proven track record in preparing financing proposals, conducting in-depth due diligence, negotiating terms, and closing deals exceeding $200M annually. I manage a portfolio of 50+ large corporate borrowers, ensuring covenant compliance, proactively mitigating risk, and delivering actionable insights for leadership decision-making. Skilled in bilateral and syndicated deal structuring, financial modeling, and cross-functional collaboration with Relationship Managers, Legal, Operations, and Risk teams. Passionate about leveraging deep credit expertise to provide tailored financing solutions, enhance client experience, and contribute to strategic growth. Currently enrolled in CBCA and FMVA programs, with plans to pursue FRM.

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