Joanelle Chan

Background

About Joanelle Chan

After over 20 years in Human resources, I have made a life changing decision to become an independent Financial Consultant. I believe that my HR experience will help me build relationships and communicate with my clients at ease when discussing on their financial needs, challenges and goals.Having seen middle-aged individuals who used to work as middle/senior managers lost their jobs due to pandemic or business reason and are unable to find employment for a long period of time makes me realized that lifelong employment is no longer the norm. It’s more fulfilling to help people to be prepared for life’s curveballs and help them build financial safety net for them and family. My existential reason to be in this industry is to help my clients protect and grow their wealth by providing unbiased financial advisory and guide them with every aspect of your financial life – and through every event that affects them.I help to validate personal financial portfolio through a structured 3 steps process and leverage on in-house proprietary rates and benefits simulator.1. Understand your financial needs and identify shortfall/gaps in your existing planning2. Propose /design unbiased solutions to bridge the shortfall and outcome. Unlock resources in your existing personal financial portfolio to fund the proposed solutionsIf you are unsatisfied, do not have sufficient resources or simply does not have time to manage your financial portfolio, you can touch base with me to schedule a complimentary pre-consultation.Our biggest financial problem is our remaining earning years is shorter than our spending years