Joe Murillo

Background

About Joe Murillo

As a Business Development Representative at Pennsylvania Lumbermens Mutual (PLM), I specialize in helping wood industry businesses — from sawmills and pallet manufacturers to cabinetry shops and millwork companies — navigate the complexities of commercial insurance. PLM is the only mutual insurance company in the U.S. dedicated solely to the wood industry, with over 130 years of experience insuring operations that face unique exposures like combustible dust, fire risk, heavy equipment, and lumberyard activity. With a strong foundation in commercial insurance, underwriting analysis, and strategic consultation, I work closely with business owners, brokers, and risk managers to deliver tailored insurance solutions that protect assets, reduce exposure, and promote long-term stability. My expertise includes: New business development & renewal strategy Risk assessment & mitigation planning Custom policy design for property, GL, auto, WC, EPLI, D&O, and more High-net-worth & commercial client advisory Whether you're reviewing your current policy, frustrated with generalist carriers, or simply want a second opinion from someone who understands your industry — I’m here to help. Beyond insurance, I’m deeply passionate about AI and cybersecurity and actively explore how emerging technologies can transform risk management, improve operational efficiency, and strengthen protection against modern threats. I believe the future of insurance lies at the intersection of industry expertise and intelligent innovation — and I’m excited to be part of that evolution. Bachelor of Science – Business Marketing, University of La Verne Cybersecurity & Cloud Certification Training, California State Polytechnic University–Pomona • CompTIA Security+ & CompTIA Cloud+ coursework • GPA: 3.5 CLCS Designation, Hartford School of Insurance Let’s connect if you: Manage risk or insurance for a wood products business Want expert guidance rooted in real industry experience Value personalized service, not cookie-cutter policies Are interested in where AI, cybersecurity, and insurance meet