John Eifler

Background

About John Eifler

Underwrite both C&I and investment real estate credit opportunities for prospects and customers in the Central Florida area that were too complex to be underwritten by the centralized group. Customer revenue size of to • Identify purpose, sources of repayment, and primary risks of new credit requests via historical, pro-forma, and sensitivity analysis of financial statements along with an analysis of borrower’s management, industry and operations. Recommend structure and grade while identifying deviations from policy that balance accommodating the customer’s needs with acknowledged and mitigated risk. • Manage portfolio consisting of in loan commitments by performing timely renewals, annual reviews, covenant compliance, and other activities necessary to monitor credit quality. • Assigned to the highest producing Relationship Managers who consistently exceeded their performance goals. • Extensive customer communication inclusive of obtaining financial information, discussing financial performance, and addressing underwriting questions. • Consistently received satisfactory ratings on all reviews performed by Credit Risk Review while maintaining strong customer focus.