John Engstrom

Background

About John Engstrom

Heritage Mortgage, along with Heritage Mortgage & Real Estate, is a full service company assisting clients through the entire process of buying, selling or financing a home. As an independent mortgage brokerage, we take great pride in providing our clients with the options for their individual needs and circumstances. We deal with each homeowner in a straightforward and honest manner - the best rates available, no hidden or last minute costs, and swift completion. Our goal is to provide you with the best information to purchase or refinance your home.* Over 16 years of client service in La Jolla, San Diego County and California * An expansive portfolio of lending institutions forthe most competitive rates * Up to date information on the mortgage markets and programs * Timely loan approvals * On-time escrow closings * Prompt one on one communication * Complete confidentiality and information security.* AngiesList.com SuperStar Award 2010, 2009 Refinancing your current mortgage need not be a long and frustrating process. While interest rates are at an all time low, this may be the very time to refinance to reduce your payments, pay off debt, or tap into your equity. Call us to find out whether you may be eligible. When others may disappoint, we get the job done. Let us guide you to the very best refinance for you. NOTE: Your credit scores, income, tax returns, assets and liabilities, and the value of your existing home are important and may affect our ability to service you. Specialties: MISSION STATEMENT: Our goal is to provide every individual with the best possible advice and options to obtain a new home loan or home refinance and to buy or sell a home. We deliver experience, knowledge, and service in an efficient and thorough process. Most of our new clients have been referred to Heritage Mortgage & Real Estate by previous clients. Our reputation is very important to us and we fully embrace integrity.