John Glades

Background

About John Glades

Often business owners and company professionals do not have the proper insurance protection they need, generally leaving them open to huge financial losses. Some even overpay for insurance coverage they don't need. In addition, they can be unexpectedly hit with insurance audits that increase their premium payment, year after year, without a just cause.There are three areas business owners need to evaluate before they renew their commercial insurance:1. You will need to understand what your business currently looks like today, and if you achieve your growth goals, what your business will look like moving forward.2. You will need to identify the actual coverage you currently have and compare it to the coverage you should have in order to properly protect your company and your employees. You will need to recognize that there are multiple ways to transfer risks. You can do that through coverage, elimination, loss control training, and making certain you are optimizing all three.Risk management and transferring risk away from your company are paramount to the success of your company. When an insurance provider simply renews a policy, year after year, without reassessing the needs of the company, they are doing a disservice to their clients, and potentially putting them at a much greater risk for a financial loss.If you have not had a full business risk review in the past 12 months, I would ask you to have a conversation. Whether or not we decide to work together, I absolutely believe our conversation will help you identify where you may be underinsured or overpaying for coverage you don't need. Please do not hesitate to contact me.jglades@theinsurancenter.com /(417) 623-7500