John Lotto

Background

About John Lotto

As a seasoned finance executive with over 15 years of experience in commercial banking, fund management, and now thriving in the dynamic world of startups, I specialize in driving sustainable growth through strategic financial leadership. My career has evolved from traditional banking to hands-on roles in high-growth environments, where I've excelled in generating profitable deals via rigorous research, due diligence, and compliance. I'm passionate about leveraging data-driven insights to fuel business expansion, with expertise in financial analysis, modeling, and optimization that consistently delivers measurable results. In my current role, I hold a strategic position that allows me to accelerate my knowledge of managing a company and executing strategic actions. As a data-driven finance leader, I provide valuable financial perspective to improve business processes, increase potential profits, reduce expenses, and optimize assets. I am particularly interested in leveraging my experience to help companies create robust financial models from scratch, develop reliable financial reporting according to IFRS, and manage and optimize cash flow to achieve financial targets. In addition, I have a keen interest in the data analyst, business intelligence and artificial intelligence fields, where I can utilize my financial expertise to transform big data into actionable insights. With my unique skillset, I am confident that I can help businesses drive growth, profitability, and operational efficiency. My fractional CFO services deliver investor-ready financial models, cash flow optimization, and restructuring solutions—all at a fraction of full-time costs. CEOs: I’m your financial co-pilot, turning complex numbers into clear strategies. Need to pitch VCs, secure angel funding, or lead a turnaround? I build compelling financial narratives and robust plans to win investor trust and drive growth. CFOs: I’m your strategic partner, easing your workload with specialized fundraising support (pitch decks, due diligence) and restructuring expertise (debt management, process optimization). Focus on big-picture priorities while I deliver precise, data-driven results. VCs: I’m your go-to CFO, strengthening portfolio companies with tailored financial strategies to maximize value and scalability. Why Me? With deep experience in Indonesia’s startup ecosystem and beyond, I bring an investor mindset and founder hustle. My flexible, results-driven services help you scale smarter and save costs. DM me to elevate your fundraising or financial turnaround.