John Solik

Background

About John Solik

With over 30 years of institutional capital market experiece at top investment banks, I help individuals, families, and business owners preserve their wealth. I provide a comprehensive financial plan, a customized asset allocation and tax shelter strategies. I work directly with my clients' accountants and estate & trust attorney's so that they can focus on their career, loved ones and retirement plans. As for investments, I use a disciplined investment approach which strives to earn excess return per unit of risk in any market environment. While other advisors are sitting on a passive 60/40 model asset allocation, I do not. I am tactical and dyanmic with each investment asset allocation, including equities, bonds, and alternatives. On boarding new clients begins with a 5 step process. Discovery - a thorough inventory of your assets and liabilities. Liquidity - do you have any short, medium or long term liquidity borrowing needs? Long Term Goals - what are your long term goals and future plans for you and your family? How do you want to be remembered? Asset Allocation - begin building a dynamic asset allocation which includes, stocks, bonds and alternatives. Which alternatives are right for you? Financial Plan - I provide a complete financial plan which involves consulting with the clients accoutant and tax & estate attorney. 2024 - How to play it? Powell cuts or higher interest rates for longer? Either outcome is great for fixed income plays with yields of 10-12%. Alternatives - what is the right amount of alternatives? Should I be concerned about liquidity? Which alternatives fit my risk profile? Trust & Estate -"sunset" for higher gifting estate & tax exemptions expire January 1, 2026. If this applies to you then you should be scheduling a meeting with your estate & tax attorney. Philanthropy and Charitable Donations - would you like to discuss tax strategies structured to give back? Liquidity events? Are you about to sell a business or have a liqudity event? I help my clients structure tax efficient vehicles which can defer gains for up to 30 years. Roth IRA vs IRA - when is a good time to make a conversion to a Roth IRA or do you know what a backdoor Roth IRA is? Tax Harvesting or Indexing - which tax harvesting platforms offer the most tax alpha. Please email or call me to set up an appointment 917-478-9045 | NMLS ID #1954255