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Joseph Spada

Credit Officer at Dnb First

Based in West Chester, United States

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Seniority

Staff

Department

Finance & Accounting

Location

West Chester

Industry

Banking

Company size

83

Contact information

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Email

1 credit

j•••••••@dnbfirst.com

Phone

5 credits

+1 ••• •••• ••••

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Background

About Joseph Spada

Results-oriented Banking officer responsible for establishing lending policies, loan portfolio management, loan restructurings and workouts for several Community Banks. Highly accomplished in Turnaround Situations, Asset Quality & Credit, Lending & Portfolio Management, and Internal Controls. Also, thorough knowledge of Compliance and regulatory issues, Corporate Governance, Expense Control, Due Diligence, Strategic Planning, Risk Management, Mergers and Acquisitions, and Divestitures. CORE COMPETENCIES: Credit & Underwriting, Loan Review & Due Diligence, Mortgage Banking, Negotiations, Corporate Governance, Expense Control, Problem Loan Workout, Project Management, Risk Management, Stress Testing, Calculations, ASC 310-10 (FAS 114), Knowledge of all FDIC, OCC, FRB regulations, CRA, Microsoft Office.

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