Julia Claudio

Background

About Julia Claudio

Senior Medical Underwriter with over 15 years of experience across both direct and reinsurance environments. I specialize in delivering client-centric, strategic risk assessments and underwriting solutions within the U.S. life reinsurance sector. Certified as an FALU, FLMI, and ARA, I integrate medical, financial, and behavioral insights into a disciplined, data-informed approach that combines clinical expertise with business acumen to support sound underwriting decisions. I work closely with direct carriers, brokers, and cross-functional teams to craft tailored reinsurance strategies that align with each client’s unique objectives. My career spans Fortune 500 insurers including PartnerRe, Prudential Financial, MassMutual, and New York Life, giving me a comprehensive understanding of diverse underwriting frameworks, client expectations, and market dynamics. Beyond case underwriting, I actively contribute to strategic initiatives focused on enhancing underwriting efficiency through process optimization, data analytics, and benchmarking. I thrive in collaborative environments and consistently seek ways to evolve underwriting practices to meet the changing needs of clients and carriers alike. I’m excited to continue growing in roles where I can drive forward-thinking initiatives that shape the future of life reinsurance.