Kristi Spangler

Background

About Kristi Spangler

VALUE PROPOSITION I offer broad and deep knowledge of the mortgage underwriting process, with experience that includes the processing of high volumes of loans for multiple companies. My success is driven by my ability to examine and structure mortgage applications to minimize red flags and maximize underwriting approval. SUMMARY Engaging Mortgage Loan Underwriting Candidate possessing a winning blend of subject matter expertise, practical experience, and superior client relationship management skill. Applies a command of operations and analytical expertise, along with knowledge of regulatory requirements and guidelines to consistently exceed performance goals by aligning talents and effort with organizational objectives. LEADERSHIP HIGHLIGHTS Previously processed up to 40 loans each month with an average transaction value ranging from $100K to $1 million, working with loan officers and underwriters throughout each stage of the application process. Uses knowledge of the underwriting process to work with clients and loan officers to meet approval conditions or restructure the loan to satisfy qualification requirements. Advises underwriters on guidelines governing VA loans, including documentation requirements and Fannie Mae and Freddie Mac standards. Specialties: Mortgage Industry, Loan Processing, Loan Underwriting, Information Gathering, Client Relationship Management, Staff Training, Credit Risk Management, Client Education, Regulatory Compliance