Kurt Heldt

Background

About Kurt Heldt

Our emotions often drive our financial decisions. We often end up chasing rates of return, buying high and selling low, running up debts, and making independent decisions that create gaps and overlaps in our finances. In the meantime, we are constantly bombarded by the media, various financial gurus, and financial institutions with conflicting information on the best retirement plan. Ultimately, it’s not surprising we can end up confused, overwhelmed, and often paralyzed, not knowing our next steps. Over time, we create a financial junk drawer. A drawer with important financial documents, but not sure how they all fit together. When we are financially disorganized, it is difficult to make wise decisions and plan for the future. Before we retire, we want to know: • How can we retire debt-free with enough money to retire on? • What impact will taxes will have on my income? • When is the best time to take my social security? • What market risks do I need to be aware of and how to avoid them? • What is the value of my business to base my retirement decisions? For more than 35 years, I’ve thoroughly enjoyed helping people plan for retirement. I specialize in using a simple and fun process to educate clients on possibilities and critical retirement issues. Our process helps clients review and consider many topics surrounding the ‘WHY’ of retiring. What are the possibilities after retirement? • Point A: Getting organized. Know where you and your business are at financially. • Point B: What are your retirement goals and dreams? • Identify the steps that take you from Point A (where you are) to Point B (Where you want to be) • How to retire debt-free and plan your income for retirement. • Red line analysis: when you will run out of money? • Identify strategies that will ensure you never run out of money. • Provide a simple plan. I’m happy to help by sharing our resources, insights, education, or guidance on retirement in clear understandable terms. Having a clear understanding of these critical issues that face your business and retirement will put you on a solid path to achieve your retirement dreams. In this way you can experience the joy, confidence, peace of mind, and the dignity you deserve during your retirement! Contact me: kurt@cambridgefg.com |(801) 424-0020