Lalitkumar Rayaka

Background

About Lalitkumar Rayaka

If you're looking for a risk and compliance professional who thrives in dynamic, high-pressure environments and knows how to uncover hidden risks then let’s connect! This is Lalitkumar Rayaka, a Senior analyst with NATWEST and prior as Analyst in Risk and Compliance at IBM with expertise in Anti-Money Laundering (AML), Know Your Customer (KYC), Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and Transaction Monitoring. Over the past two years, I’ve had the opportunity to support leading financial institutions in the UK and the US, helping them maintain regulatory compliance, prevent financial crimes, and improve operational workflows. I bring a detail-oriented approach and a strong analytical mindset to every investigation, whether it’s decoding complex ownership structures, identifying PEPs, or developing a refined customer risk rating system for high-risk client segments. My work has consistently contributed to process optimization and risk mitigation while ensuring a positive compliance culture within cross-functional teams. With certifications in Anti-Money Laundering and Banking Industry Jumpstart (IBM), I’m committed to ongoing learning and industry best practices. My background in finance coupled with technical proficiency in tools like Actimize, Salesforce, Fullserv etc equips me to bridge regulatory demands with business needs effectively. I’m looking to grow in roles that allow me to drive stronger compliance outcomes, support innovation in risk analysis, and take on leadership responsibilities in the financial crime compliance domain. Let’s connect if you're looking to collaborate on AML/KYC initiatives or seeking someone who can bring precision, integrity, and impact to your compliance operations.