Lance Howard

Background

About Lance Howard

For over three decades, we've helped business owners and investors answer one critical question:"Are we going to be, okay?" Whether you've already built substantial wealth or are still on your journey, we provide the expertise and guidance to help you make confident financial decisions. Our approach is methodical, yet personal. As a CERTIFIED FINANCIAL PLANNER™ and Chartered Life Underwriter, we bring deep technical expertise to every client relationship. We invest the time to truly understand your goals, often spending several meetings exploring your vision before making any recommendations. This careful groundwork allows us to develop comprehensive, tax-efficient strategies that have historically reduced our clients' lifetime tax burden by 12-18% while increasing their net worth by 11-20%. As a family business, we intimately understand the delicate balance of building and preserving wealth while honoring family dynamics. The entrepreneurial spirit runs deep in our family; after 25 years working alongside me in our practice, my wife purchased her own business which she's grown into the top-performing franchise location in Canada. Now my daughter brings her perspective as an advisor to our clients' complex family situations. My son is general manager of another franchise we own. We understand the complexities of owning businesses and how to plan your finances. We don't simply manage investments; we craft personalized strategies that let you live well today while optimizing your tax efficiency for tomorrow. Whether you're still building your wealth or have already won the accumulation game, we focus on what matters most: creating a clear path to lasting financial security. If you would like to have a free 30-minute conversation to discuss any questions about money. Call my office at 519-850-6565 and we will be happy to arrange time to chat.