Laura White

Background

About Laura White

Strategic Chief Risk & Compliance Officer with 20+ years of global leadership across fintech, banking, and financial services. I specialize in building scalable, innovation-aligned compliance programs and enterprise risk frameworks that unlock growth while exceeding regulatory expectations. At InDebted and PRA Group, I’ve led global teams (30–400+), managed multimillion-dollar budgets, and delivered enterprise-wide risk and compliance strategies across six continents. I’ve operationalized frameworks aligned with COSO ERM, embedded controls into the product lifecycle, and led all interactions with regulators, client auditors, and boards. From negotiating CFPB consent orders and overseeing AI/ML compliance governance to launching global education programs and directing high-stakes internal investigations, my work fuses deep regulatory fluency with a business-first mindset. I bring a fintech-native approach to traditional compliance challenges—turning risk management into a driver of sustainable growth. Key Areas: Third-party diligence & global regulatory strategy Product-integrated compliance (FCRA, FDCPA, AML/KYC, CFPB) AI governance & data privacy Dispute automation, scalable testing, & internal investigations Board & regulator communications Risk culture, speak-up programs, and ESG awareness Currently serving as an advisor to InDebted UK’s board, and previously Board Chair at AKN Bank, I’m passionate about ethics-driven leadership and preparing organizations for what’s next in compliance, technology, and risk.