Lee Cleaves

Background

About Lee Cleaves

I believe in the value of advice, especially during times of uncertainty or volatility, as we're experiencing now. It can be psychologically difficult to weather market swings, and this is where financial advice can help by creating a plan and helping you stick to it. I review your entire financial situation and take time to understand you and your family needs and requirements. Collaborating with you and your professional advisers we will review your concerns, prioritise your goals and create a financial plan mitigating risks to the future lifestyle you want. This specialist financial planning advice service answers the important questions you have helping you identify, protect, achieve and maintain the lifestyle you want. You should contact me if you are approaching a major transition and life change. This typically includes: • Approaching retirement and want a better understanding whether your current portfolio will provide you the income you want and need • Transitioning employment and wish to review your previous workplace and private pensions • Planning an exit strategy from your business and wish to maximise your allowances, exemptions and reliefs • A change in your personal such as marriage, divorce, death or long term care for a loved one • Inheriting a legacy and want to know how best to use the proceeds for your future • Seeking ways to reduce income tax, capital gains tax and inheritance tax payable • Investing capital sums for growth and/or income • Dissatisfied with your current adviser and would like a second opinion I provide a range of services associated with financial planning, including: • Building a retirement portfolio to meet your lifetime income requirements • Constructing an investment portfolio mitigating short, medium and long-term risks providing you greater probability and security of income in the future • Mitigate Inheritance Tax enabling you to pass more of your wealth tax efficiently to your loved ones • Protect your lifestyle for you and your family in the event your circumstances change • Plan for care fees and your later life planning requirements • Create, invest and manage Trust Investments on behalf of your loved ones • Reduce the amount of Income Tax you pay I am an Independent, Chartered Financial Planner with over 20 years financial planning experience. Contact me for a confidential conversation at: lee.cleaves@amberriversw.com or 0808 175 4433 or 07734 365567