Luis Napoles

Background

About Luis Napoles

Witg 28 years as a healthcare provider, I’ve seen firsthand how rising medical and living costs affect individuals and families.Today, as a licensed insurance broker, I help people under 65 find affordable, flexible health insurance options—beyond just employer-based plans or the ACA.If you’re looking for better coverage or lower out-of-pocket costs, let’s connect. I’m here to help you protect your health—and your wallet-‐-‐- Did you know your life insurance policy could be a financial asset—right now?If you're 65 or older, I’m licensed to help you access a state-regulated program that allows you to receive a lump sum cash payout for your qualified life insurance policy—even term policies.This is called the Secondary Market, and it's been around since 1911. The funds can be used for medical costs, living expenses, or anything you need.Key highlights:Not a loan or new insurance productFree, no-obligation appraisalYou may qualify for up to 30% of your policy’s face value in cashMinimum policy face only through licensed agentsIf you're curious or know someone who could benefit, feel free to schedule a call via my Calendly (in Contacts) or reach me directly at (954) 296-7977.