Mahesh Pathak

Background

About Mahesh Pathak

Enthusiastic mathematics teacher focused on the intersections of math curriculum content and real-world application • Dedicated and purpose-driven mathematics teacher • Possess strong critical thinking, creativity, communication, interpersonal, leadership, and people management skills • Recently obtained NJ DOE Mathematics Certification to pursue Alternate Route Provisional Teacher Program • Demonstrated ability to affect results in the Financial Services industry and applying my experience in education to make learning relevant for students. Prior to Education Career: • Self-motivated and result-oriented professional with 20 years of experience in Financial Services industry with strong analytical, technical, and leadership skills. A Self-starter and a Quick learner. • Possess strong understanding of various financial products, P&L, Risk components and the underlying Data/Systems. SPECIALTIES: • Financial Analysis, Reporting, and Forecasting • Financial Modeling using Excel • Credit Risk Analytics and Reporting • Basel 3 Regulatory Capital/RWA • FFIEC 101 Schedules • Treasury Investment Portfolio • Wealth Management • various Bank deposit/lending products • Credit cards (Bankcard and Private Label) • Insurance products etc. • Knowledge in CCAR Capital Planning/Policy • IHC Stress Scenarios Capital/RWA • PPNR • Market Risk RWA, VaR, Stressed VaR, IDR, CCR, CVA • FR Y-9C Schedule HC-R • FR Y14-M/Q/A • Basel 3 Pillar 3 reporting • Operational Risk RWA (BIA, TSA, AMA) etc. • Possess strong understanding of Financial Accounting (both US GAAP and IFRS) & Managerial Accounting Principles • Asset Liability Management • Asset Allocation • Asset Valuation and Portfolio Management for Fixed Income, Equity, Alternative Investments and Derivatives • Financial Risk Management (Credit Risk, Market Risk, Operational Risk) • Private Wealth Management • Institutional Portfolio Management • Corporate Strategy • Thought Leadership • Capital Markets etc. • Data analysis cycle: Interpret Data/Results • Find Insights • Identify Opportunities (Increase Revenue, Save Expense, Mitigate Risk) • Formulate Tactics/Strategies • Translate into Actionable Recommendations • Summarize/Present to Senior Management • Customer Segmentation & Targeting • Risk/Behavior Based Pricing • Customer Acquisition, Engagement, Retention • Spend Stimulation • Credit Risk Management • Profitability and Sensitivity analyses etc.