Martin Richards

Background

About Martin Richards

I'm a staff engineer who specializes in building payment infrastructure and fintech platforms that companies can rely on. Over the past 10+ years, I've focused on the kind of technical challenges where architecture directly impacts the business: revenue, risk, and customer experience. I've built payment processing systems serving merchants with 99.9% availability, led integrations that removed hundreds of basis points in transaction costs, and established architectural patterns that multiple teams now build on. I'm comfortable working at different altitudes - whether that's defining technical vision, making hard architectural trade-offs, mentoring engineers, or getting hands-on with code when needed. I thrive in regulated, high-trust domains like payments where the details really matter. Currently at Silverflow in Amsterdam, I'm working on payment clearing infrastructure, interchange fee systems, and helping shape how our engineering organization builds scalable, reliable systems. What I bring- Deep expertise in payment processing (ISO8583, 3DSecure, PCI compliance)- Strong background in event-driven architectures and distributed systems - Track record of leading cross-team initiatives from vision to production - Hands-on technical skills across TypeScript/NodeJS, Scala, Python, Golang, Kotlin - Experience with AWS infrastructure, Kubernetes, and platform engineering Always interested in connecting with people working on payment systems, event-driven architectures, or fintech infrastructure challenges.