Matt Baker

Background

About Matt Baker

Proven financial executive with over 20 years of leadership experience spanning finance, accounting, risk, audit, and compliance within regulated financial institutions. As CFO and EVP of a $650 million community bank, I have shaped enterprise strategy, balance sheet management, growth initiatives, and overall organizational performance. Through oversight of the internal and external audit functions, I have gained critical insight into all facets of the organization including operations, lending, and credit administration, which has strengthened alignment between risk management and internal controls. I bring a strategic, data-informed approach to executive decision-making, grounded in integrity, long-term vision, and measurable results. My leadership philosophy centers on cultivating empowered teams and building strong, trust-based relationships with staff, customers, and the community. I’m committed to fostering resilient, high-performance cultures rooted in mutual respect. I’m recognized for distilling complex financial and regulatory matters into actionable insights for a wide range of stakeholders. I lead ALCO and Audit Committee discussions at the board level and serve as the primary contact for regulatory agencies on matters related to capital, earnings, liquidity, and interest rate sensitivity. Throughout my career, I’ve successfully guided institutions through growth initiatives, succession planning, M&A, market shocks, and regulatory change. I’ve led the development and implementation of ALM models, investment strategies, capital plans, and ACL frameworks from the ground up. My deep expertise in budgeting and asset/liability management has enhanced resilience across liquidity, credit, and market risk profiles. As an honors graduate of Pacific Coast Banking School with an MBA from Oregon State University, I actively lead in industry and commerce organizations focused on advancing policies that support local business and community growth. I deliver steady leadership and strategic clarity to institutions seeking to navigate complexity, scale growth, and lead through change.