Matthew Hines

Background

About Matthew Hines

I believe real estate is the foundation of wealth for Canadians. For over 20 years, I’ve helped homeowners—from retirees to families in transition—leverage home equity to reduce debt, increase cash flow, and build lasting financial security. As a Reverse Mortgage Specialist and co-creator of the Protected HELOC Approach®, I provide flexible, customized solutions that eliminate mortgage payments, generate tax-free income, and create options—whether you're planning for retirement or looking to take control of your finances today. I work closely with: • Financial Planners • Elder Planning Counselors • Trustees • Credit Counselors • Divorce Professionals • Realtors Through my Home Equity Leveraging Program (HELP), I collaborate with these professionals to free up $100s to per month in cash flow for clients, helping them reduce debt, invest, or simply breathe easier—without selling their home or giving up control. I’m the co-author of The Canada Reverse Mortgage Guide® and The Protected HELOC Approach®, and I’m passionate about empowering Canadians to use their home equity strategically—for a more secure and fulfilling life. Home Equity Freedom: The Protected HELOC: Author | Strategy Partner | Advocate for Financial Freedom