Matthew Traub

Background

About Matthew Traub

Product & Strategy Leader | Credit Cards | Fintech | SMB Lending | GTM Strategy | P&L Owner I’m a data-driven business manager with 9+ years of experience in credit card product strategy, acquisitions underwriting, co-brand partnerships, and FP & A (Financial Planning and Analysis). I’ve helped launch and optimize multi-billion dollar portfolios at Capital One, Delta Air Lines, and Motorola Mobility, blending technical proficiency with strategic acumen to deliver measurable impact across card economics, customer retention, and go-to-market operations. At Capital One, I’ve led major initiatives across SMB charge card underwriting and strategy, including: Architecting a gamer defense hard cuts that decreased value-destructive acquisitions by 35% Launching core product benefits (e.g. AMF Refund) that reduced year one attrition by 20% Defending $1.5B in customer spend via personalized reactive bonuses Supporting a $30B+ card refresh strategy from business case to cross-functional mobilization Previously at Delta, I owned the Amex co-brand P&L during the pandemic, driving retention strategy and forecasting through volatility with <5% variance, while reporting financials to C-Suite and investor relations. I bring fluency in SQL, Tableau, Quicksight, Snowflake, and the ability to translate complex data into C-suite-ready insights that unlock growth. Whether managing roadmaps, policy design, tech coordination, or performance reporting—I thrive at the intersection of analytics, execution, and storytelling. Let’s connect if you're looking to reshape financial products, build resilient growth strategies, or tackle complex challenges in fintech and lending.