Michael Bivens

Background

About Michael Bivens

I believe that when a person or family purchases a home it is one of the largest investments a they will ever make, and once a person or family does become a home owner, then my intention is to guide each home owner through some financial milestones that will ultimately lead them onto the path of financial success, I am more of a financial advisor structuring their finances correctly and efficiently before they go into the home ownership process. I have been a Certified Mortgage Planner for the past 15 yrs and holds a Realtor license as well as an NMLS Mortgage License. Prior to the real estate and mortgage business I was also a Certified Home Inspector. In 2007 I obtained a Financial Advisers License to better help the borrower manage one of the largest investments they will ever have, their home mortgage. Specialties: Mortgage Adviser, helping borrowers with purchase and refinance transactions. Specialties include All retail home loan products such as FHA, VA, Conventional loans, Adjustable rate mortgages, and first time buyer grant programs.