Michael Dial
Assistant Vice President, Real Estate Finance at First Citizens Bank
Based in Austin, United States
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Seniority
Vp
Department
Finance & Accounting
Location
Austin
Industry
Banking
Company size
18K
Contact information
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m•••••••@firstcitizens.com
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Background
About Michael Dial
I deliver excellent service and attention to detail for both external and internal clients. I underwrote and analyzed over $750MM in CRE projects across the US, ranging from multifamily, retail, office, to industrial properties, and enable senior management to make informed credit decisions. I also partner with clients to perform budget analysis, loan document review, sensitivity analysis, and market research, enhancing the ability to allocate cost savings throughout the project. I oversee and administer the loan draw process for construction deals nationwide, and manage multiple projects as needed under pressured closing deadlines. I leverage my strong communication, financial analysis, client interaction, and problem-solving skills to contribute to achieving CRE sales goals. I developed my skills as a credit analyst through a year and a half credit training rotational program. I gained exposure to international, commercial, and real estate banking, and underwrote transactions for various clients and industries. I also hold multiple Microsoft certifications, demonstrating my proficiency in Excel, Word, and PowerPoint. I am passionate about commercial real estate and finance, and motivated to learn and grow in this field. I value teamwork, collaboration, and innovation, and strive to provide the best solutions for my clients and stakeholders. My goal is to advance my career in CRE investment and analysis, and leverage my expertise and experience to create positive impacts.
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