Michael Kelly

Background

About Michael Kelly

Engaged in the practice of law in Houston, Texas since 1978, concentrating on banking, commercial, corporate, employment, insurance and real estate law. Experience includes seven years as in-house counsel for First City-Texas, N.A. and for Bank One, Texas, N.A. involving negotiation and preparation of loan agreements, notes, security agreements, extensions and modifications, loan participations, letters of credit, agreements to purchase indirect loans, interest rate swaps, caps and collars. Duties at First City-Texas N.A. also included acting as assistant secretary to the board of directors of Collecting Bank, N.A, providing legal advice concerning loan workout and lender liability issues, and establishing and overseeing the legal operation of Collecting Bank's operating subsidiaries set up to handle foreclosed upon businesses and properties. Real estate practice included the documentation of the purchase and conversion of luxury high-rise apartment buildings to condominiums throughout Texas.