Michael Mulvahil

Background

About Michael Mulvahil

I am a dedicated Credit Manager with a proven track record in overseeing the credit & collections processes and company banking to maximize revenue and minimize risk. Offering 30+ years of experience in crafting effective credit policies, managing credit portfolios, and implementing strategies for successful risk management. Key Strengths: Credit Analysis: Proficient in assessing creditworthiness, conducting financial statement analysis, and evaluating risk factors to make informed credit decisions. Credit Management: Experienced in managing credit portfolios on a domestic and international scale, navigating diverse regulatory environments, and ensuring compliance with industry standards. 🤝 Relationship Building: Adept at fostering strong relationships with team members, clients, cross-functional teams, and external stakeholders to enhance communication and collaboration. Strategic Planning: Skilled in developing and implementing credit strategies that balance business objectives with risk mitigation, resulting in improved cash flow and reduced bad debt. Professional Achievements: Successfully reduced bad debt by 95% through the implementation of proactive credit risk assessment processes. Implemented a streamlined credit approval workflow, reducing turnaround time by 250% and improving customer satisfaction. Led a cross-functional team in developing and implementing a comprehensive credit policy, resulting in improved overall portfolio performance. Education & Certifications: Associate Diploma in Credit Management - Swinburne University Australian Institute of Credit Management since 1992 Passionate about driving financial success through effective credit management. Open to networking, collaboration, and exploring new opportunities in the finance industry. Contact details: Email: mulvers7@gmail.com Ph: 0400 980 037