Michael Shavel

Background

About Michael Shavel

I am an AV Rated (Martindale-Hubbell) finance attorney representing regional and national banks, private lenders, and credit funds in commercial finance, real estate finance, and leveraged lending transactions across the United States.My practice focuses on structuring, negotiating, and documenting complex credit facilities secured by real estate and related assets, as well as advising lenders throughout the full life cycle of a loan—from origination and closing through restructuring, enforcement, and resolution.I regularly handle transactions ranging from $2 million to more than $100 million, involving multi-state collateral, structured ownership arrangements, and sponsor-backed borrowers. My work includes commercial real estate financing, construction and development loans, and leveraged lending transactions, often involving layered capital structures, intercreditor arrangements, and participation structures.In addition to new originations, I frequently advise lenders in workouts and distressed situations, helping clients protect collateral value, navigate borrower defaults, and implement practical restructuring and enforcement strategies.My experience includes:• Commercial real estate finance• Leveraged lending transactions• Construction and development financing• Sponsor-backed and structured credit facilities• Multi-state collateral transactions• Intercreditor agreements and participation arrangements• Loan restructurings and workouts• Collateral enforcement and lender remediesI focus on providing practical, business-oriented advice that helps lenders close transactions efficiently while managing risk.I am admitted to practice in New York, New Jersey, and Pennsylvania, and regularly work on transactions involving real estate collateral and borrowers located across multiple states.