Michael Sutton

Background

About Michael Sutton

I specialize in commercial insurance programs for- Petroleum Marketers (Wholesalers, Retailers, & Brokers)- Common Carriers of Petroleum Products - Group and Micro Captive Insurance Arrangements - Workers Compensation (Mod Management, Deductible & Retention Programs) Other areas of expertise include traditional insurance programs for- Specialty Trade Contractors (HVAC, Plumbing, Electrical, Drywall)- Wholesale Distributors (Including Retail) Helping clients ensure their future success by providing them the most comprehensive insurance program to cover their risks and mitigate their exposure to financial loss is what gets me out of bed every day. I focus on asking clients tough questions to ensure they receive the best coverage program the market has to offer for their specific exposures. This includes not only property, liability, auto, and work comp but lesser talked-about risks, such as cyber liability, errors and omissions, proper umbrella limits, business succession, and estate planning. Having worked as a captive agent for many years with Federated Insurance prior to moving to the broker side of the business gave me an appreciation for what the job of an underwriter looks like. Through in depth fact finding, your business is presented in a very strategic manner to ensure you get the coverage to manage the risk you're exposed. This process will also provide the underwriter the ammunition they need to offer you the best price for your coverage. My wife and two boys inspire me everyday, they're the joy of my life! We live in Springfield, MO and enjoy snow skiing, lake weekends, golf, and Crossfit.