Michael Toll

Background

About Michael Toll

skills profile • Many years of experience as an auditor for collateral audits in the context of (international) bank- and syndicated loans for collateral as far as current assets are concerned, mainly for so-called Borrowing Base financing as well as many years of experience as a Relationship Manager Corporate Finance • Execution of risk audits at Borrwowing Base financing, among others: Assessment of the general credit risk resulting from internal processes and deficiency in organisational processes within the company • Development and implementing of the Borrowing Base Finance department at Commerzbank AG including successful internal certification process; credit portfolio approx. 3 billion euros, annual earnings of this amounted to approx. 45 million euros • Launch of Borrowing Base financing as a product extension for banks and other lenders • Borrowing Base expert both in largevolume international trade finance business and domestic SME finance • Auditing of the total current assets (inventory and accounts receivable) in all industrial sectors (branches) both domestically and abroad • Preparation and detailed presentation of the results of the due diligence / collateral review as part of a credit committee or bankers meeting • Leadership of employees • Planning and managing projects • English spoken and written through daily interaction, very good knowledge of MS Office • Independent, result-orientated working style with a focus on continuous process optimisation, affinity in numbers and quick comprehension