Mike Plaia

Background

About Mike Plaia

Prepare For Your Most Effortless Home Loan Experience Ever Regardless if your needs include a purchase or refinance home loan, finding the best debt consolidation loan, or working through credit problems, needing cash for any reason rest assured this is our speciality. Looking to refinance with the best rate and term with no gimmicks, haggle or hassle, we have just the program for you. Ask about our BEST RATE GUARANTEE* Need cash out of your property in a hurry but dont have much time! We can have your loan funded in as little as 14 days in many cases! Our programs our designed for borrowers with a wide range of credit situations including previous late payments, bankruptcies, even income verification challenges. ​Turned Down By Another Lender? Its never a fun thing to hear "no" but it happens to most of us at some point in our life. Don't give up just yet, its very common for us to speak with a client who has been under served or overlooked and actually DOES QUALIFY. Without giving away all our secrets we have a wider range of programs that are far more flexible when it comes to credit, income and employment. Finally, we always offer you ALL your options you qualify for, its up to you to decide what loan makes sense, we will never over look an option. Also we are able to get real time data on comps, pending sales, and up the minute information to understand your homes potential value unlocking just the exact opportunity you were looking for. Your Credit Score Will NOT Be The Only Thing Considered, Ever! We look to understand each client's unique circumstances and background. We encourage any borrowers who have been turned down in the past because of their credit score to reconsider Ladera Ranch Home Loans regardless of what they were told. Our programs may not even require a credit score and in many cases we are able to assist you in improving your credit score to qualify for the exact loan you are looking for. ​ 1.877.353.9527