Mohammad Hammad

Background

About Mohammad Hammad

I’m a seasoned Fraud & Risk Management Leader with a proven track record in risk strategy, fraud prevention, compliance, and analytics-driven decision making across global markets. I specialize in designing and leading end-to-end fraud and risk frameworks that protect businesses, strengthen compliance, and enable secure growth. Currently serving as Head of Fraud & Risk Analytics – EMEA at Blackhawk Network, I lead the development of comprehensive controls across gift cards, prepaid payment cards, and digital payments, helping safeguard both our business and our partners from evolving threats. Over more than 15 years, I’ve delivered measurable impact across telecommunications, digital payments, mobile wallets, e-commerce, fintech, and social media, successfully reducing fraud exposure, recovering losses, and building high-performing teams. I’m passionate about creating data-driven, collaborative, and forward-thinking risk environments—where the right technology, people, and processes come together to build resilience, ensure compliance, and protect customer trust. Core Strengths: Fraud Risk Management | Enterprise Risk | AML/CFT | Compliance | Digital Payments | Risk Analytics | Governance | Leadership & Team Development | Data-Driven Decision Making