Mukesh Aggarwal

Background

About Mukesh Aggarwal

Seasoned financial services leader with over 20 years of diversified experience across global MNCs (Citigroup, HSBC) and high-growth Indian financial institutions (First Blue Home Finance, Capital Trust Limited). A dual-qualified Chartered Accountant (CA) and Company Secretary (CS) with strong expertise in Credit, Risk, Operations, Audit, IT, Digital Lending, Governance, and Process Excellence.Currently serving as Deputy COO at Capital Trust Limited, I lead multiple enterprise functions including Credit, Operations, Audit, Technology, Service Quality, Policy, and Digital Systems. Over the years, I have built and scaled lending businesses across Home Loans, Mortgage Loans, Business Loans, Microfinance, Digital Personal Loans, Lines of Credit, and Gold Loans.I specialize in transforming organizations through system design, digital process automation, and technology-driven decisioning frameworks. My work includes building LOS/LMS platforms, automated underwriting engines, API-driven digital lending infrastructure, and cost-efficient workflows.I am passionate about institution building, leading large teams, and driving sustainable growth through strong governance, risk alignment, and operational efficiency.