Nerma Bajramovic

Background

About Nerma Bajramovic

Multi-lingual, respected banking professional with diverse background spanning credit and loan operations, risk management and business development brings proven ability to develop, manage and grow diverse commercial loan portfolios using solid relationship skills and building consensus among all stakeholders across multiple organizational levels Career Achievements • Developed, managed and grew the most diversified portfolio within the bank including C&I, nonprofit, commercial real estate, construction, mortgages, SBA and city and state program loans • As Relationship Manager, portfolio consisted of $18M in real estate,$12M in C&I and owner-occupied real estate and $30M in non-profits (including organizations from $1 -$25M in revenue and $18M in tax exempt bonds) • Established new business through active leadership in community, participating in different networking events, and staying abreast of new types of loans, financial services and products resulting in the Bank providing services to a diverse portfolio of clients Core Competencies • Excellent written and oral communication skills across 360 degrees among all stakeholders • Proven interpersonal skills within all business partnerships allowing for strong, relationships built on respect and trust to develop and expand • Expertise in customer service and development and cross selling Treasury Management and other bank products and services • Proven critical thinking, financial and risk analysis and decision making skills ensures the ability to interpret and analyze financial and credit information and conceive and present complex lending options • Knowledge of wide variety of banking services including conventional and specialized lending