Nisan Bagaev

Background

About Nisan Bagaev

Senior Credit Analyst | Finance Professional with over 20 Years of ExperienceI am an experienced senior credit analyst with over two decades of expertise in the financial sector. My passion lies in credit analysis, risk evaluation, and financial assessment. I specialize in analyzing financial statements and bank data, assessing the creditworthiness of applicants, and preparing detailed credit files for committees and boards of directors. My deep understanding of credit risk, debt repayment capacity, real estate appraisals, and portfolio controls allows me to provide insightful, data-driven conclusions.Throughout my career, I have honed my skills in credit portfolio management, in-depth risk assessments, and failure analysis. I excel in identifying key financial risks and ensuring accurate, thorough reporting. My extensive experience also includes working with CHANGEBOX loan management systems, CRM systems, and Excel, utilizing advanced formulas such as PIVOT and IF to model and analyze financial data.Beyond my professional expertise in credit analysis, I have a strong personal interest in technical and fundamental analysis of shares, commodities, and indices. My colleagues appreciate my logical thinking, interpersonal skills, and my ability to learn quickly in both financial and technical environments.