Pooja Singhal

Background

About Pooja Singhal

Over 9 years’ progressive experience in Banking and Finance encompassing retail mortgages and credit administration • Chartered Accountant - Institute of Chartered Accountants of India; Bachelor of Commerce • Achievement of successfully reducing branch delinquency ratio from 2.25% to 1.15% • Instrumental role in increasing Mortgage business by 50% from US$5 Million to US$ 10 Million within a period of 3 months • Recipient of multiple Awards for meeting revenue targets and providing excellent standards of Customer Service with minimum Turn Around Time in loan approval and disbursements • Expertise in mortgage loan writing, financial statement analysis, loan structuring / restructuring, and able to analyze and structure complex financial deals. • Sound Credit judgment and have a thorough understanding of Bank’s policies and procedures and various norms. • Good communication skills while interacting with channel partners/clients, liaison with inter related departments on structuring the proposals adhering the bank’s policies and procedures. • Proven ability in showing time management and meeting critical deadlines, relationship management viz, brokers relationship, business development managers relationship, portfolio management, regulatory/procedural compliance and inter departmental liaison • Proficient in MS Word, MS Excel, MS PowerPoint, MS Project • Multilingual: Fluent in English, Hindi, Urdu and Punjabi