Pranav Bhatnagar

Background

About Pranav Bhatnagar

Experienced Banking/ IT professional in Corporate, Business and Personal banking having experience as Client Implementation Manager, Senior BA, Product Manager and Senior Consultant Experience in multiple banking business segments, domains, software products and processes Domains: Corporate payments, corporate cash management, liquidity management, collections and corporate digital banking Open Banking (CMA/ PSD2 regulations), Payments initiated through APIs by third parties, retail UK payments and digital banking Managed direct and indirect team members and software vendors Post graduate in management from SP Jain, Mumbai (2 years full time programme) Professional Experience 15.2 years (Mar 2008 – Present) Domain and Products Experience: Payments- Domestic electronic payments (NEFT, RTGS, IMPS, UPI, NACH), international payments, sanctions screening, straight through processing, standing instructions, single debit multiple credits, paper based instruments, static and dynamic signatories printing, charging/ billing, ISO XML 20022 pain.001 format. Corporate Internet Banking- Bulk file uploads, verification, authorization, authorisation rules as per board resolution, reporting, advices and alerts (emails/ SMSes), functional and data access levels Host to host connectivity for payment files and reports, PGP encryption/ digital signing for files Collections- NACH Debit- physical and electronic mandates, NACH file initiation and presentation, clearing and MIS; Corporate cheque and cash collections- guaranteed credit/ clear funds, charges, correspondent banks arrangements, funding, liquidation Liquidity management- sweeping, inter-company loan management, notional pooling, interest distribution and intraday limits UK Open Banking/ PSD2 Payments initiated through APIs by third parties to be executed by bank Payments consent and execution, payment limits, charges, immediate payments, future dated payments, standing orders, FPS and CHAPS Platforms: Mobile banking, online banking, branch application Account information sharing customer consent and sharing with third parties Knowledge of banking products- Different electronic banking cash management platforms, Oracle UBS and FCDB, Fundtech GCP, email and SMS notifications systems, cheque printing system Tools and methodologies- Confluence, JIRA, MS Visio, Epics and User stories requirements format