Pranshu Kumar

Background

About Pranshu Kumar

Currently working as a Manager in the Technical Product & Policy Management Department, I transitioned into this role after starting my career as a Management Trainee – Assistant Product Manager. With a strong foundation in technology, product management, and business strategy, I specialize in product lifecycle management, policy formulation, and data-driven decision-making. Education & Certifications: PGDM (Marketing & Operations) – FOSTIIMA Business School, New Delhi B.Tech (Computer Science & Engineering) – Dr. A.P.J. Abdul Kalam Technical University, Lucknow Certifications in: Advanced Excel, Tableau, Power BI, Business Analytics, Six Sigma, Product & Service Management, Strategy Management, Python, MySQL, and Data Analysis Key Skills & Expertise: Technical Product Management & Policy Development Business Strategy & Market Analysis Data Analytics & Visualization (Excel, Tableau, Power BI) Process Optimization & Six Sigma Implementation Digital Transformation & Regulatory Compliance* Loan Systems & Process Optimization* Enhanced Loan Origination System (LOS) & Loan Management System (LMS) to streamline loan processing.* Developed Business Requirement Documents (BRD) & Business Rule Engine (BRE) to automate policy decisions. Product Management (Secured Business Loan - SBL):* Managed the end-to-end lifecycle of SBL, aligning products with market demand.* Collaborated cross-functionally to enhance loan offerings and customer experience.*Risk & Compliance* Strengthened Risk Control Unit (RCU) & Fraud Control Unit (FCU) frameworks for fraud prevention.* Ensured RBI KYC compliance and enhanced due diligence processes.* Led vendor management, negotiations, and cost optimization to improve efficiency.* Conducted market research to identify growth opportunities.*Technology & Customer EngagementOptimized chatbot solutions for better customer support.* Leveraged data-driven analysis to refine policies and workflows.*Brand & Business Growth* Spearheaded brand management initiatives to boost market presence.Professional Vision* Passionate about integrating technology, compliance, and market insights to optimize financial products and policy frameworks.* With a blend of technology and business acumen, I drive innovation, process optimization, and business growth in corporate environments.