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Pratik Ghadi

Senior Credit Manager at Icici Bank

Based in Mumbai, India

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Seniority

Manager

Department

Finance & Accounting

Location

Mumbai

Industry

Banking

Company size

10001+

Contact information

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Email

1 credit

p•••••••@icici.bank.in

Phone

5 credits

+91 ••• •••• ••••

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Background

About Pratik Ghadi

Result-driven Senior Credit Manager with 6+ years of experience and expertise in end-to-end credit evaluation, underwriting, and portfolio management for BLG, SMEAG and MCG clients. Skilled in financial analysis, risk assessment, and delivering tailored credit solutions while ensuring strict compliance with regulatory and internal policies. Experienced in appraising working capital proposals with loan values of up to ₹750 Mn and holding an approving authority of ₹30 Mn. Proven track record of managing high-value portfolios, reducing risk exposure, and supporting business growth. Collaborative team player recognized for optimizing processes, enhancing client experience, and mentoring teams—having successfully conducted training programs for new Credit Managers and Relationship Managers to strengthen credit quality and operational excellence.

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