Randy Stephens

Background

About Randy Stephens

Randy is a partner in the CERBS Group in the Macon, Georgia office of Merrill Lynch Wealth Management. The CERBS Group was established with the goal of delivering one of the world's most prestigious wealth management firms, with an individualized approach to financial guidance. With over 150 years of experience in the financial services industry, our team of advisors and client service associates hold various designations including the CFP® certification, the Certified Investment Management Analyst® designation, and Chartered Retirement Planning Counselor™ designation. We work with a limited number of clients determining where they want to go, advising them on how to get there, and continually reminding them of the importance of maintaining a disciplined approach in realizing their dreams.WE BELIEVE:In a disciplined Investment Approach that helps control risk. Diversification doesn't depend on the number of asset classes, rather the correlation between the asset classes in the portfolio. Investing in non-correlated asset classes may lower volatility over time and lower volatility may increase the compound rate of return.*Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER® and CFP® in the U.S.*Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.*Investments & Wealth Institute™ (The Institute) is the owner of the certification marks CIMA® and Certified Investment Management Analyst®. Use of CIMA® or Certified Investment Management Analyst® signifies that the user has successfully completed The Institute's initial and ongoing credentialing requirements for investment management consultants.*The RICP®is the property of The American College, which reserves sole rights to its use, and is used by permission.