Ray Moore

Background

About Ray Moore

I provide fast, reliable capital solutions for real estate investors and builders across the non-agency lending space, specializing in bridge financing, renovation/rehab loans, and DSCR take-outs that help clients scale portfolios with confidence.With 20+ years in banking, commercial lending, acquisitions, and SFR portfolio operations—including direct experience overseeing renovations, scopes of work, budgets, and vendor performance—I bring both an underwriter’s eye and an operator’s understanding to every deal.What differentiates me is simple: Speed + Certainty to CloseInvestors and builders depend on execution. I move deals from scenario to funding quickly, with clear communication and no surprises. Creative Structuring for Real-World ProjectsNot every renovation, flip, or DSCR loan fits a box. I build solutions around the project, the exit strategy, and the operator’s experience. Rehab Draw & Construction InsightAfter managing thousands of rehab scopes and budgets, I understand timelines, cost risks, and contractor dynamics—translating to cleaner files and smoother draw cycles. Bridge → DSCR Portfolio GrowthI help clients acquire, renovate, stabilize, and refinance into long-term DSCR loans, building scalable portfolios from 2 to 20+ doors.Loan Types I Specialize In:• Fix & Flip / Bridge• Renovation & Rehab Loans• DSCR Rental Portfolios• ADU & Accessory Income Builds• Self-Storage & Small Commercial Bridge• Multifamily → SFR Conversions• Ground-up and value-add investor projectsIf you're a builder, investor, or agent looking for fast capital, creative terms, and a relationship-driven lender, I’d love to connect and discuss your next project.Ray Moore | NMLS ID# Dublin Blvd, Suite 150, Dublin, CA 94568 | Branch NMLS ID# 2436134Planet Financial Group, LLC | Branch NMLS ID# 2436134Equal Housing LenderConsumer Access: Policy: https://planethomelending.com/privacy-policySocial Media Disclaimer: https://planethomelending.com/social-media-disclaimerLicensing Information https://planethomelending.com/licensing/