Riad Assaf

Background

About Riad Assaf

As a Portfolio Manager, the main goal isn't necessarily to beat the market but, rather, to establish and manage our clients’ portfolios according to their objectives, with appropriate diversification and asset allocation, while taking into consideration the risk preferences and tax situation of each client. While active managers may not always outperform “the market,” it’s important to ask: which market are we referring to? Over the past decade, North American equities have significantly outperformed many other regions, but will this trend continue indefinitely? Few investors realize that the S&P 500 delivered negative returns from to 2010. Meanwhile, many have been funneling money into broad U.S. ETFs that are increasingly concentrated in a handful of mega-cap names, a trend that raises concerns about diversification and potential future risk exposure. This concentration may be contributing to growing fractures in global economic and geopolitical dynamics, with consequences yet to be fully appreciated. A professionally managed portfolio that actively adjusts allocations across regions can help guard against these imbalances. A skilled portfolio manager who can properly interpret geopolitical and macroeconomic developments can help clients position portfolios strategically for the long term. A custom-tailored financial plan keeps us on track to achieving our goals and objectives and is easily adjustable to new life developments along the way. A proper Wills & Estate Plan as well as a Tax & Insurance Strategy ties it all in together to ensure our clients’ legacy and wishes are respected and implemented in a tax efficient manner. These plans are often developed in conjunction with our clients’ lawyers and accountants along with TD specialists made up in part of tax and legal professionals, including cross-border specialists, which can help bring down the overall cost. Note: Option strategies are for investors with unique and complex circumstances and are used to implement risk management, hedging and tax-efficient income generation strategies only. Private equity solutions are available to accredited investors only. More information can be found by going to: advisors.td.com/riad.assaf TD Wealth Private Investment Advice is a division of TD Waterhouse Canada Inc, a subsidiary of The Toronto-Dominion Bank. Information provided is intended for Canadian residents and does not constitute advice. Full disclaimers can be found by clicking the links below. Disclaimer: td.com/legal & go.td.com/SocialDisclaimer