Ricardo Pinheiro

Background

About Ricardo Pinheiro

With more than 20 years’ experience in personal and corporate insurance market across domestic and international Business as well as within various core functions such as underwriting, claims, customer service and operations now leading the Liability/Casualty Operations and Underwriting at VICTORIA Seguros. I’m a strong and flexible team player who prospers in a fast-paced work environment. Enjoy building relationships in a multicultural, global environment. Have a strong track record of string executional skills and successful delivery of strategic priorities, organizational, structural changes, global projects through determination and commitment. I have skills in driving a high-performance culture, strong commitment to develop individuals to be at their best and teams to successfully achieve set targets and objectives. I actively promote diversity and inclusion in workplace. I have solid negotiation and communication skills, technical understanding of insurance/reinsurance market. Excellent teambuilding, networking skills, strong business acumen and results orientation, ability to perform in multicultural, cross functional environment and work outside the comfort zone. Self-motivated, eager to seek challenges by exploring and expanding the boundaries of existing business. Willing to work in complex and changing (inter)national environment both externally and internally. Active, committed and determined are the main characteristics of my professional profile. Develop and manage portfolios related to General, Product, Professional Liability and Environmental risk, support international programs, offer solutions and negotiate (facultative) risks, with estimated risks under acceptable levels through planning. Administrative, operational supervision, commercial support, risk analyst and quotation awareness. Support reinsurance treaty and individual risk. Coordinate, support, develop new projects and distribution channels, implement business plan according to local needs, guidelines and segmentation, support Claims Area. Getting acquainted of surrounding environment is very important, give the ability to learn from other experiences, and whenever possible, interfere assisting with the skills and know-how developed throughout the professional years. The experience attained on Multinationals Insurance Companies for which I have passed has been very positive, fact of being big market players endowed with different cultures and policies, enhanced my professional performance, making me versatile and resourceful, enabling me to face new outstanding situations.