Richard Fleming

Background

About Richard Fleming

Are you on track to achieve your most important goals? When was the last time you stopped to ask for directions? In the military, we never just put waypoints into the GPS and hoped we would reach our target or destination. We did a thorough map study first. We tried to anticipate every obstacle or contingency before starting out. Have you made a rigorous map study of where you are headed? Would you like some expert guidance? Many large, well-advertised firms sell products and lead with a product sale versus helping you build a real financial plan. Do you feel intimidated by large firms and their advisors who try to sell you a product vs. provide advice in your best interest? Have you been overcharged and under-served by previous advisors? Are you paying 1% or more of your investments annually to someone who meets with you only once or twice a year and focuses only on your investments? Are you happy where you are? Would you like a second opinion? I'd like to help you navigate from where you are to where you want to be. As an hourly-only Adviser who does not sell products or manage assets, I offer non-conflicted, fiduciary advice solely in your best interest. You only pay for the advice you need when you need it. No commissions. No long-term contracts. No minimum net worth or account value. No hidden agenda. I serve individuals of all income and wealth levels. You receive advice tailored to your unique values, goals, and starting point. I specialize in guiding Military professionals and Government Employees to use their unique benefits best. Do you understand your Government Benefits and know which ones best fit your long-term goals? Are you ready for a candid conversation about your financial journey? Fee-only, Hourly Financial Planner serving Military and government Professionals and Families with Special Needs children. Advice on benefits, retirement goals, TSP, Social Security & Medicare. Our mission is to provide competent, trustworthy, and affordable advice for the rest of us. Skip@lodestarfp.com,(719) 685-0600. Investment advisor representative of and investment advisory services offered through CGN Advisors, LLC, a fee-only SEC registered investment advisor. Tel:(910) FEE-ONLY. Lodestar Financial Planning may offer investment advisory services in the State(s) of Colorado, Texas and in other jurisdictions where exempted.